Knowing Whats Out There And What To Choose
The World of finance can be a tricky game for both the seasoned veteran and the novice borrower. Banks can by accident or design make even the most simple information seem complicated and through this unwittingly (or not) induce their customers to go for products that might not be best suited to their needs.
Credit, charge, ATM and debit cards are not all alike. Although you might think that they are basically the same thing a way of making payment for purchases or means of getting cash they are actually quite different. So as to use these cards wisely, you should know what each one is and how it differs from the others. Heres some information to help you choose wisely.
Credit Cards
Credit cards can be a great way of paying for a purchase. They are easy to apply for, easy to use, and flexible in their repayment options. However, if you carry a balance, credit cards can be like very expensive loans.
A credit card works like this: the credit card company supplies you with a card; you use that card to pay for items and services up to a certain total amount — your credit limit. The store or...
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