There is nothing as exciting as owning a credit card and enjoying the freedom to spend. You want that expensive dress use the card. You always wanted to buy your wife that beautiful piece of jewelry well why not? Just use the card. How about that much-desired holiday to the mountains? Cant afford it? Why not? Just use the card. And before you know it you have run up the bill, hitting the ceiling on the limit and you are in a spot. How do you pay back and get out of this mess?
Millions of Americans have experienced this and struggled to get out of this quagmire of debt. But it is very difficult indeed. You may even have more than one card, which brings you to a bigger mess with large debts to clear. Difficult and very upsetting situation indeed. Remember, every time you use the card and do not pay back the whole amount, you are paying an interest rate. Do you know how much you are paying? Do you know that you also have to pay annual fees and finance charges? Do you know that you have to pay huge interest rates when you take a cash advance on your credit card? A cash advance on your credit card is possibly the worst thing to do unless absolutely necessary. The fees you...
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