How do you manage your growing stack of credit cards?
A number of us own a credit card or two, while many of us own one from each major bank. Each card provides a different set of benefits, we say. Do we really need that many cards?
What makes you and I go through all the hassle of credit card application for so many cards? The convenience of having the extra cash when you need it? The little gifts you get to exchange for with the points you clocked with your purchases? The pack of discounts that accompanies each card? Or the display of social status when you flash a Platinum card?
Whichever your reason for having those plastic cards in your wallet, if they are causing you financial problems, it is time to face reality and bid (some of) your plastic foes farewell.
The Power of Convenience
For the masses who keep credit cards for convenience sake, you are playing with fire. Convenience means you conveniently sign away your savings and conveniently purchase big ticket items that you do not need. Yes, it is very convenient to have a credit card, especially when you are overseas and have run out of cash. But doing that makes you feel wealthier than...
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