Hate opening the post? Dread receiving the bill and Bank Statements? Sounds like your finances are becoming a problem.
The ostrich solution never works when it comes to debts they just don’t go away that easily. Take a tip – there’s never a better time like the present to tackle a debt problem as soon as piling bills give you a knotted feeling in your stomach, face up to the problem.
Here’s some practical advice.
Make savings on your credit card bills.
Savings should be easy to come by. You just need to make cold calculating use of the special deals that many of the credit cards are offering.
Savings can be found by moving your balances to credit cards with lower interest rates and special introductory offers. For example, take advantage of the 0% deals on balance transfers such as that offered by Mint they’ll give you 10 months interest free but there’s a 2% balance transfer charge. Marks and Spencer have the best transfer free 0% introductory offer. Their 0% deal lasts 6 months.
And ensure the interest you pay on any new purchases is reasonable better still, since you’re now cutting...
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