Credit Repair Is Possible – Here’s How To Do It
Credit is essential nowadays. If you have bad credit, it is often difficult to rent an apartment, purchase a home, or get any form of credit loans at all. Having good credit is important in today’s time.
Many of us believe that once we have bad credit that we have to live with for at least seven years. Rest assured that this is not true. If you have defaults on your credit report, it is possible to have them removed.
The first step is to obtain copies of your credit report from the three major Credit Reporting Agencies – Experian, Trans Union, and Equifax.
Your credit report is not just a record of how you are currently managing your credit accounts. Your credit report is a history of everything you are doing with your credit now, and everything you have done in the past.
The credit reporting agencies, also known as, credit bureaus receive your personal information through the same lenders who grant you credit. The credit bureaus list this information on your credit report, and then sell it to credit grantors who wish to review your credit history before they decide to...
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