If youve done any searching on the Internet for information pertaining to Credit Repair, youve no doubt found that theres a great deal available. Unfortunately, theres also a lot of misinformation as well.
Lets take a look at some of the most common misstatements youll come across and examine them in detail.
MYTH #1
Credit repair doesnt work!
While its true that credit repair is more art than science thats not to say it doesnt work. If you undertake to repair your bad credit score, theres never any guarantee you can restore it to perfect status. But sometimes you can, and in almost every case you can at least affect some improvement in your credit score, and often major improvement at that!
First of all, credit reports for the most part are filled with errors. While there seems to be no general agreement, its estimated that anywhere from 1/3 (Attorney General of NY) to as many as 90% (Charles Givens Organization) of credit reports contain errors.
Removal of erroneous negative information alone will go a great way toward improving your credit score. But theres more to the story, which brings us to myth #2.
MYTH #2
Negative...
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