If you are like many people, you either have bad credit or had bad credit at some point in your lifetime. The sad fact is most people are not educated about credit and their rights. America is filled with misconceptions, due to spin of the facts from both sides of the aisle. In reality, consumers become the prey from both credit repair companies and credit reporting agencies like Equifax, Experian and Trans Union. In this article, I am going to talk about some quick and simple facts that might help you maintain a better credit identity. With each passing day, credit factors more and more into our lives. Having at least decent credit is no longer something to have if you want a credit card, it can now cost you a job if your credit is poor.
Tip One: Collection Agencies Calling
Did you know that you could stop the collection agencies from calling? No, you don’t need to declare bankruptcy or change your phone number. The fact is one simple letter can stop the calling, legally, dead in its tracks. At CreditLiberty.com, there is a sample letter to accomplish this task. This quick task will give your telephone a rest. If the collection agency that...
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