Its easy to rack up credit card debt in our society where it is so easy to just whip out a card instead of paying cold, hard cash. It is difficult to keep track of our purchases when we use a credit card and everything seems like fake money. This fake money can have its price in terms of high interest rates and late fees that can add up.
If you want to curb your credit card debt then you should stop spending money. You should make a budget and keep to it, you may also want to get rid of all your credit cards except for one. Keep this card on hand for family emergencies, but dont use it for a shopping emergency!
You can also try transferring your debt to a 0% interest credit card to eliminate high interest rate payments that are keeping you in debt. This tactic is used by credit card companies to get people to use their credit cards before the APR goes up. You can beat the companies at their own game by paying off all your debt before the interest rate goes up. You dont want to try this game out if you dont think you can pay off your debt in time.
You can try to keep this going with another card. This means you that you will work on a credit...