Debt & Marriage: How To Eliminate One & Save The Other
Every day, families are forced with mounting credit card debt, interest rates and penalty fees. This, in addition to necessary mortgage, utility and food expenses, can result in a lot of stress for even the healthiest of relationships. This is especially true if you should fall behind with payments and creditors begin calling, which often leads to more anxiety and possibly even arguments over finances. Did you know that money is one of the leading reasons that most couples fight? It is and, if you dont want to be like the rest, its time to get a handle on your debt.
If you fall behind with your mortgage, you risk foreclosure. This is one bill that you cannot afford to miss, so make it a priority. Food and utilities are also a must, so keep up with these expenses and cut back where you can. If youve missed one or more credit card payments, the best way to handle this situation is to call each of your creditors individually and request to be placed on a hardship program. In most cases, this means lower payments and interest for a certain amount of time.
If your situation is more permanent than...
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