Did You Know Not All Gas Cards Are The Same?
If you are feeling a bit strapped for cash at the pump these days, applying for a gas card that offers a rebate probably sounds very appealing. I mean, how do you say no to earning free gas? Well, before you click submit on that application make sure you have considered your options.
First of all, consider the obvious. You want to find a card that offers no annual fee. Otherwise, any rebates you earn will be eaten up with this fee that could be as high as $100 or more per year. The next thing to consider is the APR. Most cards will offer an introductory rate of 0% for 6 or 12 months. This is great, at first, but after the specified time frame, be sure you know what the new rate will be. If it is not acceptable, you may have to consider transferring your balance to a new card.
Many gas rebate cards have their limits. Examples of limited cards are cards from Chevron, Shell, Mobil, Exxon, etc. They may have some great rates or special offers but you will always be limited to purchasing from their stations.
One great perk of newer gas cards on the market is the flexibility to earn rebates and get great rates...
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