Lets imagine for a moment that youve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas station. What do you do then, when you find three purchases at Old Navy, and a bunch of other purchases you know you didnt make?
Do you know what rights you have regarding fraudulent purchases on a credit card in your name? How about your rights if you purchased an item with a credit card, but never received the products you ordered?
If these problems have not happened to you yet, you are lucky. These are common situations credit card users face every day, and it can help you to know before something like this happens to you what your rights are, and what your responsibilities are in the matter.
When You Are Not Satisfied With Purchase
One of the benefits of using a credit card to make purchases is the additional protection they provide if you make a purchase that you are unsatisfied with. For example, maybe you used a credit card to pay the contractors who were hired to repair your shower leak, but there is still water on the bathroom floor. Obviously, you are not satisfied with the...
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