For most working adults, the answer to that question is yes. Having a bank account can be very useful as you go through life, and it can help you many ways, especially as you begin to build your credit history.
Opening a bank account is relatively easy for most people. You will need some documents when you go to open your account. At a minimum you must provide proof of your age, address, and legal status. This is true whether you open a bank account in person, on the phone, or on the Internet. Legal documents can be a valid driver’s license, birth certificate, or state ID card. You will also need a social security number in most cases.
You should have these papers with you when you go to the bank to open the account. Most banks can service you within thirty minutes or so. If you are planning to open a joint account, both parties should be present, and both parties will need the same papers. In other words, you both must provide the documents that you need.
Before you go to the bank, you should decide what kind of account you want or need. The most popular account and the most useful is a checking account. This type of account allows you to deposit...
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