Nowadays almost everyone has one, almost everyone has used one and many more are looking to change theirs. What are they? The answer would be a credit card.
You might ask yourself do I really need a credit card?
Credit cards have many advantages, the first one being that they give you the luxury of buy now, pay later. Avid shoppers can even get a number of incentives due to redeemable reward points, free air miles, cash back on purchases and more, all through a reward credit card.
Online
The internet has changed the way retailers sell, add to it the luxury of credit card use and what you get is the complete convenience of shopping directly from the comfort of home. The credit card company should cover you and you will not be held liable for fraudulent use of your credit card online. You should check the terms and conditions of your credit card agreement for these details.
Abroad
Moreover, you can make purchases using your credit card when you go abroad without having to care about the hassles of currency exchange because that is for your credit card to think about. Plus many credit cards offer payment protection....
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