Do You Have A Plan For Sticking To Your Budget?
So youve made your budget and it looks good on paper. Great! Now it is time to implement it. But are you ready to follow the budget youve developed? Here are some helpful tips to keep you on track with your budget.
1. Determine why you made a budget. There is a reason you have put time into developing your budget, now you need to put into writing what your goals are. Do you want to be debt free, live on one income, or save for retirement? Make this into your personal or family financial mission statement. Write it down or type it up nicely and then have it laminated and display it in a prominent place where you can see it often. Many times we just need a reminder to ourselves for why we are doing a particular thing, and that can be just enough incentive when things get tough.
2. Set small range goals so you can see progress. It can be very difficult to keep up the discipline necessary to stay on budget if you cant see any measurable progress. Develop some short term goals that you can celebrate meeting. If your goal has been to reduce your grocery spending by $100 per month, then your weekly goal would be to...
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