There’s only one way that people are freeing themselves from the shackles of bad credit and that is to create a new credit file on themselves within the credit bureau’s computer system.
That is the opening statement of one Credit Repair Book being sold on Ebay. The book tells you to make changes to your social security number, your name and address. It tells you how easy it is to get a NEW Drivers License and other back up documents, and how to use these documents to create a NEW Credit File. My first impression is havent these guys heard of Homeland Security and all of the anti terrorist laws? There are people out there who are looking for individuals who are creating just these types of false identities.
There is another theory that has made the rounds of the Internet for years that states that the only time you have to give anyone your Social Security number is when requested by an employer or the Government. That may be true, but when you REPRESENT to someone that you are giving your true and accurate information for the purposes of obtaining credit, AND you are in fact giving false and misleading information. That is FRAUD. You might not get...
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