Your job no longer comes with a guarantee.
Yes, that is right, you might have been taught that if you work hard, study for a professional occupation, and score high grades, your future is set. Nothing can harm you. You get a job with your beautiful education and a good salary, and after 40 50 years of working, you retire happy and do anything you want.
Let us look at the facts: Millions of people are laid off work yearly. Some industries, like the record industry, were completely obsolete overnight. Thousands of skilled senior executives and middle managers are losing their jobs. Some students even find themselves unemployed when they finish their courses.
Income and retirement isnt looking too good either. Nowadays both husband and wife have to work to maintain a descent lifestyle. Statistics show that 95% of all people at age 65 are either dead, or dead broke, and that it is only 6% of the population that is financially independent and only 1% of those can be considered wealthy.
In the 90s people turned to small business as an opportunity to create the best economic return available. Most people who venture into their own business are the...