If you are in the market for a new vehicle chances are you have been shopping around for the best finance package to fit your car-buying needs. Residents of Canada have several options when it comes to finding the right lender for their car loan and by investing a little bit of time in doing research and comparison shopping they can often cut as much as 1-2 percentage points off their financing.
Auto loans are as a part of the car buying experience as finding the right vehicle itself. In fact, many consumers will often investigate financing options before they begin searching for their new vehicle in earnest. There are a number of factors that influence the rates you will receive when looking for vehicle financing. These include such things as credit rating, length of the loan, down payment and vehicle type. By doing a little legwork up front you can be an informed consumer as you explore your financing options.
First, since auto financing is based on a fixed-interest loan you will be paying the same amount of finance charges no matter if you pay it off early or make regular payments as scheduled. As such it pays to finance the least amount as possible when...
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