The property market is in good shape. Prices continue to rise and sold signs are popping up like mushrooms. This is all wonderful news and were all going to be property-rich.
Spare a thought for the first time buyer! Gaining that elusive first step on the ladder must seem in insurmountable task. Would-be homeowners have to save for a considerable length of time, as the average deposit is now around 12,000, having risen from around 4,000 ten years ago. Small wonder the average fist-time buyers average age has risen to 34.
What simple steps can you take to get yourself into a saving mode? Its no use being unrealistic; its going to take a long time to get there. Short of winning the lottery, there are not short-cuts.
It would be a good idea to do some sums try to work out how much deposit you can realistically achieve and get some idea of what repayments you could afford. This will give you an idea of the price range of the property youll be looking for.
Gradual changes to your lifestyle will be easier to accomplish, rather than dramatically changing your way of living. Its easier to sustain small changes over the necessarily longer term.
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