Five Ways To Stop Living Paycheck To Paycheck

| Total Words: 529

Over 1 million Americans file for personal bankruptcy every year. The average American household has 10 credit cards. People are living above their means. Americans are drowning in debt and the problem is getting worse. Many people are foreclosing on their homes and will be forced to live on the street because they are in so much debt.

A large number of Americans spend their entire paycheck the same day or within a week of being paid. Americans want to live the dream of having a nice house, a nice yard and a nice car. The reality is that most Americans can’t afford that dream, yet they are still trying to live it.

If you are living paycheck to paycheck here are five ways to improve your financial situation:

1. Direct deposit. If you do not have direct deposit through your job, enroll immediately. Cashing checks at a check-cashing store costs on average anywhere from 1% to 5% of the amount of the check. If you do this each payday, this is money that you are losing. Use direct deposit for free and save yourself some money.

2. Education. Go back to school to further your education or take training classes to expand your skills at your current job....

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