Shopping had never been lousy since the advent of credit cards. Since then, people had always been indulging into various cashless shopping due to the convenience of the credit card.
However, most people get credit cards only for the sake of shopping. They do not even read the fine print on their credit card and the least that they have considered is the one with the low annual percentage rate or APR. Most of them did not even know how interest rates could affect their billing.
On its general since, low APR credit card are those that have lower APR. This means that the cost of the interest rate will be according to the purchases obtained by the customer.
Normally, APR vary from 6% to more than 30%. Of course, it would be clear that the card with the lowest APR credit card is those that have 6% or lower.
But consumers should remember, that APR can be very tricky especially if the consumer have no idea what interest rates mean.
Basically, credit card companies would offer the consumers very low APR credit card so as to get the consumers on the hook. In fact, credit card companies could lower their APR to as much as 0%.
Low APR...
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