As of Jan 1, 2004 according to FCRA Act, all credit bureaus will be required to give out one free copy of credit report per year. However they are not required to give you a free copy more than one time in a year.
A free copy of credit report will help protect you and your family from any financial crisis. If you havent recently seen a copy of your credit report, it would be advisable you obtain a copy of your credit report as quickly as possible. It is always recommended to check your credit report at least once in six months. Now days in just a few clicks you can have access to your credit report online. Getting a free copy of your credit report has no obligations and is absolutely risk free.
You are entitled for a free copy of credit report if
You are entitled for a free copy of credit report if you have been denied credit
You are unemployed and intend to apply for employment within 60 days.
If you are a public welfare assistance
If you report has been revised
If you credit report contains inaccurate information due to fraud or theft
To obtain a copy of your credit report you need to provide the following information in...
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