Renters insurance is sometimes required, and sometimes not; it depends on the landlords decision. Whether or not you are required to purchase renters insurance, you should consider purchasing renters insurance if you live in an apartment, house, mobile home, condo, or town house that you rent.
There is certain etiquette when it comes to purchasing renters insurance. For example, a family that rents their home should have no issues when purchasing a renters insurance policy. This is because most renters insurance policies cover the policy holder and the policy holders family members.
However, two roommates who rent but are not related usually can not be covered under the same renters insurance policy unless the two roommates are related and the relation sometimes has to be immediate family. This is where things can begin to get tricky.
If you rent your residence and your landlord requires you to purchase a renters insurance policy, there should be no problem with you or your roommate; however, the two of you must understand that you will most likely be required to purchase two separate renters insurance policies in order to cover the two different sets of...
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