Flashing a credit card of some reputed company has become a way of life and a major style factor in recent times. It is a fashion statement with the youngsters. This is the magic of the advertisers to lure such innocent victims into the credit card trap. Now this does not mean that possessing a credit card is some type of eternal sin, it is only when you cross the limits that it becomes dangerous. Before applying for a credit card there are lots of factors to be noted. Remember it takes years to recover from credit card frauds. Credit card frauds are increasing every year.
The Federal Trade Commission ( FTC ) protects you from credit related frauds and malpractice. They set few strict laws and provide you with resources that keep you well informed to prevent yourself from the frauds of credits cards. The Federal Trade Commission gives information on everything from telemarketing, scams, shopping, job placements and even leasing and renting.
The Fair Credit Billing Act (FCBA) and the Mail or Telephone Order Merchandise Rule protects the consumers from getting charged for false merchandise. The account shows on the credit cards but the product does not reach the...
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