There are different kinds of Insurance that pertain to moving:
Released Value Insurance, the most basic coverage provided by moving companies. Estimated by weight it covers US$0.60 per pound of objects.
Declared Value Insurance offers coverage of US $ 1.25 per pound, coverage is on the total weight of your movables. If any objects are damaged, the insurance is based on the depreciated value of the object to the maximum value of items shipped.
Lump Sum Value, this insures based on the actual value of goods shipped and not by weight. The specific value of items must be declared on the bill of landing.
Full Value Protection, covers all damage or losses. Objects will be replaced, repaired, or cash for value of object will be offered.
Tips:
Decide which objects are to be moved and which are to be stored.
Prepare a detailed list of objects to be moved along with weight and value.
It is advisable to take insurance over and above that offered by the movers.
Ask for advice on which insurance would benefit you the most.
Get estimates from insurers.
Remember a customer has to file a complaint within nine months...
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