Credit card debt has been an ongoing problem ever since the credit card was created in 1950. People were going into debt at an astounding rate. Many are trapped into unbearable credit card debt that they couldn't possibly pay it all back.
A debt free life is a dream to many debtors. There are many options available today for you to get rid of your credit card debt, but the keys to success are your patient and consistency to carry out the plan in your selected option. This article will discuss on one of credit card debt solutions called Credit Counseling.
What is Credit Counseling?
Credit counseling was introduced by federal government to provide counseling services and help you to find out what steps you could take in order to relieve from your debt. The credit counseling companies will assist you to set up a payback plan that will help you to get out of debt within a certain years.
The credit counseling agencies are designed to be non-profit, which means majority of your payments must be earmarked for debt payment. However, credit counseling agencies can legally collect a small fee for administrative costs, but most of the counseling...
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