If you are looking for a home or are considering refinancing the one you are already into consolidate debt or get some cash out for home improvement but believe you may be unable to because you have bad credit, you may want to reconsider.
The mortgage industry is a very competitive one and there are literally hundreds of lenders or wholesale lenders across the country that would seriously consider doing business with you even though you have bad credit.
You may be asking yourself why they would be interested in doing business with you.
Here is the reason . . .
The understanding of most consumers is that you can only get a mortgage from banks on the corner and that you must have perfect credit.
This is not exactly true, these lenders known as wholesale lenders have specific programs to meet the needs of many people in every kind of situation.
Regardless if you have bad credit, no money to put down, or you are looking for an interest only program, chances are, there is a lender out there for you.
You can either shop around on your own, or hire a mortgage broker to do the shopping for you.
A mortgage broker is not a lender,...
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