“Money, money, money. Must be funny in a rich mans world”. Very aptly put by ABBA, money is meant to be spent. It is the source of pleasure and gratification of many people . Indiscriminate spending may be the inclination of the Bill Gates of the world. But what if you dont have the means to indulge in this penchant for spending? This could result to very serious financial problems. Money or the lack of it is the source of dilemma of many individuals. People who are experiencing financial difficulties due to poor income, enormous debts, indiscriminate spending and other financial troubles would think of bankruptcy as a way out. True enough, the bankruptcy option will enable a distressed individual to be free of hounding creditors; to be able to have a clean slate and to start anew.
Whatever the circumstances may be, the filing of personal bankruptcy should be last on the list of a financially unfortunate individual. It is more prudent to think of alternatives to evade the bankruptcy option.
A call for a change in ones attitude towards financial matters especially with regards to spending is needed. It is a fact that most huge debts are not due to...
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