Although our personal financial outlook is one of the most important contributors to our individual and family well-being and happiness, most of us never learned this in school. Our school system doesn’t teach you just how important your credit score, personal financial statements and financial goal-setting skills are, yet these things are crucial to your financial “shape” and success.
Continually work to improve your credit or establish credit by keeping accounts open and by paying your accounts on time. Don’t worry if you have poor credit; you can still start investing in real estate right away. However, excellent credit will allow you to partake of some of the most creative and lucrative financing options available to real estate investors, so it is important to start working on your credit score.
Second, understand the importance of creating your personal financial statements. Your financial statements will help you create a plan that will lead you to true financial freedom.
Undoubtedly, some of you will cringe at the very thought of having to take a hard look at your financial state. Look at it this way: How will you ever be...
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