Any time of year can be the right time to get your home office organized-and while you’re at it, your finances, too. Here are some tips:
• Take out the garbage. Start with your desktop-not your computer, the real one. If your desk is covered in paperwork, weed out what’s important and store key documents in a central place. This could be a good time to dust off your credit report as well. If you are the victim of identity theft, one of the first places it can show up is on your credit report.
Even though new legislation entitles you to one free report each year, it’s estimated that only 10 percent of consumers are taking advantage of it. According to Money magazine, 33 percent of those who did get a report found errors.
To request a copy, visit annual creditreport.com or contact one of the major credit bureaus: Equifax, Experian or TransUnion.
• Make everything within reach. When organizing your office, it’s important to keep frequently used items close at hand. The same applies to your financial goals. Set goals you can reach. For example, start your retirement fund by putting a set amount every month into an...
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