It’s a simple fact that even some very good health insurance companies lack a few of the following 5 things. Be a discriminating health insurance buyer and make sure that the health insurance company that you choose receives a passing grade in all 5 of these areas:
1. Large, Stable Networks [If you have never heard of them before then it could be that your doctor never has either].
2. Excellent Customer Service [This should go without saying].
3. Comprehensive Policies [No Annual Caps or Limits – no indemnity policies or health discount plans unless all other alternatives are exhausted; TIP: Simply look up Discount Health Plan Warning in any major search engine and take a look].
4. Competitive Pricing [There is very strong competition amongst the “Big 3” that many other companies could have trouble competing with unless they give up ground on 1 or more of these other 4 things].
5. Claims-Paying Ability [Financial Strength] When it comes to being fully prepared why does it make sense to depend on one of the “Big 3” health insurance companies: United Healthcare, Aetna, or Humana? Aren’t there some...
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