How Do You Know If Your Identity Has Been Stolen?
An identity thief is someone who obtains some piece of your sensitive information, like your Social Security number, date of birth, address, and phone number, and uses it without your knowledge to commit fraud or theft.
How Identity Thieves Get Your Information
Skilled identity thieves use a variety of methods to gain access to your personal information. For example, they may:
– get information from businesses or other institutions by:
– stealing records or information while they’re on the job
– bribing an employee who has access to these records
– hacking these records
– conning information out of employees
– rummage through your trash, the trash of businesses, or public trash dumps in a practice known as “dumpster diving”
– get your credit reports by abusing their employer’s authorized access to them, or by posing as a landlord, employer, or someone else who may have a legal right to access your report
– steal your credit or debit card numbers by capturing the...