To do a home owner insurance quote comparison, you have to ask yourself several questions.
Is this insurance company licensed to sell home owners insurance in my state?
You should never purchase home owners insurance from a company not licensed to sell home owners insurance in your state. Aside from the fact that you wouldnt be able to solicit the help of your states department of insurance should you have any problems with the insurance company, it could be a scam.
Does this home owner insurance company have a good financial reputation?
Since the insurance industry is heavily regulated, its unlikely an insurance company will go bankrupt while you have a policy; however, some insurance companies may be under a watchful eye. A home owner insurance companys rating will let you know how financially solid the company is, as well as whether or not its being monitored. You can find the ratings of insurance companies by searching the Internet for independent research companies.
From which of these insurance companies do my neighbors purchase home owners insurance?
If your neighbors purchase home owners insurance policies from the companies...
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