Colorado has some of the highest auto insurance rates in the nation so it is vital for most Colorado drivers to comparison shop for the lowest cost auto insurance they can find.
Unfortunately no one low cost automobile insurance policy is right for all Colorado drivers; however, there are a few things to look for when comparing rates.
Your age is a factor in determining your auto insurance rates. Obviously theres nothing you can do to alter your age, but if you are a young driver and still in school getting good grades translates into lower insurance premiums from several companies. And obviously keeping a good, clean driving record also helps keep your rates down.
Tickets, especially for speeding or other moving violations count against you and can significantly increase your rates. Making frequent claims will also impact your rates in a negative manner.
If you are an older driver your rates may also be increased simply due to the fact that older drivers as a group are considered a greater insurance risk than middle-aged drivers. Taking an approved refresher drivers training course can help bring those rates back down. Senior organizations, such...
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