The idea of acquiring a Platinum Card may be alluring, but before you make that all important decision on the card of your choice, it may be wise to pay attention to the finer details or differences before making a choice. Indeed, the variations in terms of interest rates, reward points or even credit limits of different credit cards are able to bring significant value to consumers.
In general, platinum cards have higher credit limits and thus require applicants to possess a good credit history. However, certain credit card companies raise the bar on applicants by setting requirements for certain criteria to be met before approval. For instance, while some platinum credit card companies require a minimum annual household income of $35000, others pose a higher limit of $60000. Apart from that, certain credit card applicants need only be 18 years of age, while some others may limit their customers to the 25 and above age group. Furthermore, when it comes to APR and credit history, things are never as clear cut as they seem to be. After going though their customers credit report, card providers may categorize these applicants into different levels of credit health. This...
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