Automobile insurance is expensive and as the price of new cars continues to skyrocket, the price of auto insurance is not likely to come down anytime in the near future. If anything, look for auto insurance rates to continue their upward spiral.
So what can you, as a good Oregon driver do to keep your automobile insurance rates affordable? Actually there are quite a few things.
If you are under 25 your rates will be among the highest in the state however, if you are in school and maintaining good grades, many insurance companies will give you a Good Student Discount.
If you own a home and have homeowners insurance or you have a life insurance policy check with your insurance company to see if you qualify for a multi-policy discount.
If your car has an anti-theft device, or if you add one to your car you may be entitled to a discount on your insurance. Likewise, if you pass an advanced driving safety course you may qualify for still further discounts.
If you car is being financed, your financial institution will probably require you to carry full insurance coverage, but if you own your vehicle outright there is nothing to stop you from buying...