When shopping for affordable homeowners insurance in Connecticuit there are a few things you should take into consideration. Once youve purchased your home, you expect to spend quite a bit of time in it. However, if you are a military service person, as you are well aware, you may be deployed out of the country, which will take you away from your home for an extended period of time. What happens with your homeowners insurance when you are oversees?
As a general rule, insurance companies do not like to insure vacant or unoccupied homes. In the eyes of an insurance company, vacant means totally empty of humans and furniture. Unoccupied means void of humans, but the furnishings are still in the home. As a result of their unwillingness to insure vacant/unoccupied home, most policies contain a vacancy clause.
If you are in the military and the likelihood that you may be away from your home for an extended period of time, there is a possibility that after 60 days your home insurance policy may no longer provide coverage. It is very important to discuss this with your insurance agent beforehand. Some companies provide endorsement that will allow for the unoccupancy of...
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