The cost of homeowners insurance in Oregon is on the rise. There are many reasons for this increases in the cost of home and content replacement, an increase in burglaries, plus several other factors.
Some of the factors which influence the cost of homeowners insurance are beyond your control others, however, are not, and the more you can do to make your home safe and secure and lower your cost of homeowners insurance should be.
Start by making sure that you have the proper number of smoke and fire detectors in your home. Not only are smoke and fire detectors required by law, having the proper number of them in your home can decrease the cost of your homeowners insurance. Along the same lines, something as simple as having a working fire extinguisher in your home can also reduce your homeowners insurance premium each month.
Not smoking can also reduce your homeowners insurance cost.
Keep bushes trimmed away from doors and windows. This makes your home less attractive for burglars and that can also keep your premiums down. Motion-sensitive lights can also reduce your insurance costs.
Even such things as keeping a good credit rating can affect...
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