When you shop for life insurance online, it is possible to get a no medical exam life insurance policy. This applies most often to term life insurance policies, so the easiest way to find no medical exam life insurance is by searching a website with a large database of insurance companies that provide term life insurance policies. Make sure to include no medical exam in your query.
However, before you begin your search you should be aware that not all no medical exam life insurance policies actually apply to all people. Once you find a database to search for life insurance quotes, youll have to complete a questionnaire of sorts. Youll be asked personal information such as your gender, age, weight, and height. Youll also be asked about your medical history, and often times about the medical history of your family. This application will help the life insurance agents determine whether or not youre eligible for a no medical exam life insurance policy. Frankly put, you pretty much have to be young and in excellent health to qualify for no medical exam life insurance.
Another important factor you should be aware of is the danger of lying on your life insurance...