Finding car insurance seems like a confusing, time-consuming, costly ordeal, barely more preferable than a root canal. But it doesnt have to be so painful. It is possible to find affordable, quality car insurance and have it tailored to specific needs by taking just a few simple steps.
First off, simply skipping car insurance altogether is a very bad idea. It may seem like a good money-saving option, but car insurance is legally required in well developed countries. If pulled over or in an accident without car insurance, there are severe legal consequences.
Paying for car insurance is both a necessary and important thing. Insurance rates are highly personalized. They are based on factors such as age, the type of car being insured, the driving record and credit rating of the owner, and the frequency and distance traveled by car each day. College students often qualify for extra-special, below-market insurance rates.
Because insurance rates are specific to the individual, simply asking your colleagues around the water cooler what type of insurance they have is not very useful. One company might give your friend a great rate and give you a terrible...