Whatever you do, do not drive in the state of Arkansas without car insurance. If you are caught the penalties are so severe that you might not be able to afford to drive again for up to three years.
Instead, lets look for ways to reduce your car insurance premium to the point that you can actually afford to pay it and you can drive the roads of Arkansas without having to worry every time you see a police car.
Lets start with you. Its up to you to drive safely and to obey all traffic laws all the time. If you get a traffic ticket or a speeding ticket or if you are convicted of Driving Under the Influence (DUI) or convicted of Driving While Intoxicated (DWI) you can kiss those lows insurance rates good-bye for three years or even longer.
Dont drive a fancy muscle car or a fast sports car. It might make you feel good to drive the biggest, fanciest, most expensive car on the block that is until its time for you to pay your car insurance month after month after month.
Drivers who are under 25 should stay in school and get good grades. If you can maintain at least a 3.0 grade point average you can qualify for a Good Student Discount that can save you...
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