If you drive a car on any public road in Maryland you must have car insurance. Thats the law. If you break this law you are subject to some rather severe penalties which include (but are not limited to) having your registration revoked and having your cars license plates confiscated. There can be additional penalties as well.
In Maryland you are required to carry liability insurance, uninsured motorist insurance (UM) and you must carry personal injury protection (PIP). If your car is financed then your lender will undoubtedly require that you also carry collision and comprehensive insurance as well.
None of this insurance is free, which has many motorists in Maryland scrambling to get affordable car insurance. Fortunately there are things you can do to help keep the cost of insuring car as low as possible.
The first thing you need to do is to resolve to drive safely and legally. If you receive a speeding ticket not only will you be forced to pay a hefty court fine, your car insurance rates will also skyrocket and they will remain high for several years to come.
Likewise, if you are convicted of drunk or impaired driving you can expect to pay two or...