New Hampshire is one of just a handful of states that do not require their residents to purchase automobile insurance. At least New Hampshire does not require its good drivers to purchase car insurance of any kind.
And while it is true that the state of New Hampshire does not require good drivers to purchase car insurance, the reality is that, for a number of reasons, well over half of all New Hampshire residents do purchase car insurance.
Why?
To begin with, many people who purchase cars finance their purchase. If you finance your car that is, if you make a monthly car payment then your vehicles lien holder will require that you purchase liability, collision and comprehensive car insurance; some lien holders require uninsured motorist coverage as well.
In addition to those vehicles which are financed, the state of New Hampshire only allows good drivers to drive insurance-free. A Driving Under the Influence (DUI) or a Driving While Intoxicated (DWI) conviction will get you three years of state-mandated liability car insurance instantly. A second conviction will up the ante to five years of liability coverage.
New Hampshire also has a system...
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