If you have a mortgage on your home it will come as no surprise to you that your lender requires you to purchase homeowner’s insurance. But did you know that almost 90% of Alabama homeowner’s who own their homes free and clear still choose to purchase homeowner’s insurance?
The reason isn’t difficult to figure out. For most people their home is their biggest and most prized asset and they simply want to do whatever they can to protect that asset. And well they should.
On the other hand there’s no benefit to paying any more for homeowner’s insurance than necessary and so many people are looking for ways to get affordable homeowner’s insurance here in Alabama.
Remember, too, that while your lender has every right to insist that you purchase homeowner’s insurance, your mortgage company cannot legally force you to buy insurance from any particular company. And that is your key to finding affordable homeowner’s insurance.
There are several things you can do that will drive down the cost of your insurance each month.
For example, did you know that if you have a retired person living in your home...
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