Your home is probably your largest investment and your most priceless asset and because it is you probably have homeowner’s insurance to protect your pride and joy.
But whether you have homeowner’s insurance because you want to protect your home and its contents or whether it’s because your lender insists that you purchase insurance, the simple fact remains that you still want to get affordable homeowner’s insurance here in Iowa.
The good news is, you can and the steps you need to take to lower your monthly payments are within reach of almost any homeowner.
Start with your credit score. If you want the best rates possible on your homeowner’s insurance you can start by keeping your credit in excellent shape. Surprisingly the size of your monthly premium payment is based in part on your credit score the better your credit score the lower your homeowner’s insurance payment.
Don’t smoke. Smoker’s pay more for homeowner’s insurance than non-smokers. If you smoked when you first took out your homeowner’s policy but you have since quit, then you need to talk with your agent and see about getting...
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