Of all the different types of insurance most people are faced with buying, homeowner’s insurance is the one that the vast majority chooses to purchase. The reason should be obvious. For most West Virginians their house is their most valuable asset and they want to protect that asset.
And well they should. However, there is no reason to pay more for your homeowner’s insurance than you have to – and if you can implement one or more of the following suggestions you should be able to save potentially hundreds of dollars each and every year on your homeowner’s insurance.
Start by making your property safer. Remember, the possibility of accident-inspired lawsuits is part of your premium; if you can reduce that possibility you should be able to reduce your premium – so let your agent know about any improvements you make to your home or property.
Start by filling in any potholes on the property. Replace any cracked or buckled concrete. Replace or repair any lose or broken boards on porches or decks. Make sure all rails are secure.
Another portion of your premium covers potential loses from burglaries. Making your home less...
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