When you purchase a life insurance policy you are not purchasing it for yourself, but rather you are insuring the future well-being of your family or loved ones. There is something almost noble in the purchase of a life insurance policy.
Noble or not it is still important to get affordable life insurance, and fortunately there are some things you can do to help keep the cost of your noble act within reasonable limits.
There are two different kinds of life insurance and understanding their differences and how they work might help you decide which type is the best choice for your particular situation.
The two types of life insurance are: Whole Life and Term Life.
On the surface it might seem as if term life were the better choice because initially the monthly premiums for term insurance are less than the premiums for a whole life policy of the same size. But the starting price for premiums does not give the whole answer.
While term insurance may start out being less expensive, term insurance is only good for a certain number of years the term of the policy. Once the policy reaches the end of its term the policy is, effectively, canceled. If you...
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