Every kind of insurance sold in Alabama is regulated by Alabamas Department of Insurance. This means if you are having trouble finding affordable health insurance in Alabama, you can contact the Department of Insurance for assistance. The Alabama Department of Insurance can give you specific information about health insurance for adults such as the Alabama Health Insurance Plan, for children such as Allkids, and for seniors, including Medicare and Medicaid. The Alabama State Health Insurance Assistance Program, also known as SHIP, provides information about Medicare, while the Alabama Medicaid Agency can help you obtain affordable Alabama health insurance if you meet certain qualifications.
If you obtain your health insurance through your employer in the form of an employer-sponsored group health plan, your health insurance is also regulated by the U.S. Department of Labor’s Employee Benefits Security Administration, or the EBSA. While the EBSA may not be able to help you find Alabama affordable health insurance, they can help you with any situations you may have with your current health insurance plan. Such situations may include:
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