For many people health insurance has become so expensive that they are forced to do without it. Unfortunately this leaves them wide open to the financially devastating effects of a catastrophic illness or a severe accident, which can wipe out a lifetime of savings and decimate other assets in the blink of an eye.
The health insurance crisis has gotten so bad that almost 17% of all Maryland residents no longer have any health coverage at all, and more than 50% of Maryland residents admit that keeping their health insurance is a severe financial burden. It wont take much to push many of these people over the edge and create a health care nightmare.
Fortunately there are things you can do to help keep the cost of your health care down and for many people it may be necessary to completely re-think the reason for having health care insurance in the first place.
But lets start with a few simple things you can do to help keep your health insurance premiums as low as possible.
First, if your company offers group insurance you need to consider participating in it. Group insurance is almost always less expensive than individual health insurance.
Of...
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