It would be easy to tell you to just jump online, find one of the many sites that allow you to make comparisons of the prices of homeowner’s insurance policies from a variety of different insurance companies and be done with it.
Unfortunately doing that will not necessarily get you the cheapest homeowner’s insurance that you can find online in Iowa.
The good news is, the steps you need to take before getting online to look for your cheap homeowner’s policy are all relatively easy to take.
Let’s start with smoking. If you smoke you are going to pay more for your homeowner’s insurance. It’s that simple. You need to stop smoking if you want to get the best possible rates. If you already have a homeowner’s insurance policy and you were a smoker at the time you took out the policy but you have since quit, you need to let your agent know as you will be in line for a rather nice reduction in your monthly premiums.
Do you have other insurance policies auto insurance or health insurance for instance with the same insurance company? If so you should be getting a multi-policy discount.
Similarly, if you have...
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