How To Get The Best Rates On Health Insurance In Iowa
Health insurance in Iowa is expensive, just as it is in all parts of the country. Unless your job offers a group health insurance plan, or unless you belong to an organization that offers its members a group health insurance plan, you’re going to have to find an individual plan that you can afford.
Finding such a plan is not easy. In fact, almost 17% of all Iowans can’t afford any health insurance.
Before you join the ranks of the uninsured there are several things you can do that might bring the cost of health insurance back within your reach.
The first thing you can do is to stop smoking or using any form of tobacco product. Smokers pay more for health insurance. Period. If you were a smoker when you first purchased a health insurance policy but you have since given up the habit, let your insurance agent know and you will be pleased by the reduction in your monthly premium payment.
Being overweight is another cause of high health insurance premiums. Losing weight is even harder than quitting smoking for most people, but losing even a little weight could put you in a lower...